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BKB-KMUimpuls for succession planning

Do you intend to take-over an established company as part of a succession planning process or are you thinking about planning for your own company’s succession?

The following prerequisites must be fulfilled

  • The company registered in the commercial register must already be successful on the market.
  • A comprehensible, technically substantiated due diligence of the company must exist.
  • A sound business plan for the company’s continuation has been developed.
  • The prospects of market success are realistic, even with the new framework conditions.
  • The accounting and controlling mechanisms are carried out by a trained person or trust company.
  • You provide us with quarterly information about the business development..
  • The main shareholders and management also hold their private bank accounts with the BKB.

Our financing

Overall limits totaling a maximum of 75% of the economically eligible equity, selectively or combined either as

  • Current account credit
  • Loans (from CHF 100,000)
  • Fixed advances (from CHF 250,000) or
  • Bank guarantees
    Minimum amount CHF 150,000
    Maximum amount CHF 3,000,000
  • Mezzanine limits totaling a maximum of 25% of the economically eligible equity. The financing includes a subordination of the BKB, which is limited to 5 years, and guarantees an expanded equity capital base.
    Minimum amount CHF 50,000
    Maximum amount CHF 1,000,000

Private financing for the acquisition of shares or equity shares, alternatively or combined, totaling a maximum of 50% of the market price recognized by us.

Individual financing charges depending on the level of finance and the credit risk profile determined by the BKB.

Limit reductions / loan repayments of the overall limits from the second year, mezzanine loan from the sixth year after credit has been granted.