A strong partnership – NAV Novartis Employees Association and Basler Kantonalbank

NAV Novartis Angestelltenverband

Exclusive benefits for our Partners

You do your best in your day-to-day work to ensure everything runs smoothly. We make sure that your finances are also ideally tailored to your needs.

If you’d prefer to speak with us directly, feel free to visit one of our branches or give us a call on 061 266 33 33.

Free basic services

You receive basic products for payments and savings – including a personal account and Visa Debit – from a single source. And permanently free of charge.

For a good start

Young people up to 26 years old receive an account and card free of charge – with many extras and discounts. And even the little ones can get started free of charge: with a children’s account.

Exclusive events

From pensions and financial planning to inheritance, advance care directives and estate planning: find out what you need to know – directly from our experts.

Goal-based advice

We support you in all your financial questions – in every phase of life, whenever and wherever you wish: at your premises, in one of our branches or conveniently by video conference.

Your preferential conditions at a glance

The more services you use, the greater your partnership advantage.

Accounts 1 personal account in CHF free of charge
1 personal account in EUR free of charge
  BKB TWINT and digital banking included free of charge 
Cards 1 Visa Debit in CHF (without annual fees) free of charge
Additional debit cards 50 % discount
Credit cards 50 % discount
  Stu & colorkey for all apprentices, young professionals, and students up to age 26  free of charge 
Cash Cash withdrawals at home and abroad with your debit cards free of charge
EUR exchange rate if your place of residence is in Germany, France or Switzerland rabattiert
Investments All-in fee asset management mandates, investment advisory package fee, Easy-Trading custody fee (self-managed custody account: 0.19 % custody fee p.a.) 25 % discount¹
Financing Mortgages (if your place of residence is in Switzerland) 0.2 % preferential interest rate²
Cross-border Fee for clients with a foreign domicile none
Paper-free Account documents via Digital Banking free of charge
¹ For details, see the Terms and Conditions for investment services.
² 0.2% basic discount on the BKB benchmark rates for the “fixed-rate mortgage” model on conclusion of a new mortgage or extension of an existing mortgage. Only applies to owner-occupied homes.
If you’d prefer to speak with us directly, feel free to visit one of our branches or give us a call on 061 266 33 33.

Your bank for Basel and the region

For over 125 years, we have been pursuing a clear goal: to support the people in our region in all financial aspects – and promote their quality of life. We are thus committed to sport, culture and society. As a universal bank with 11 branches in Basel, we are committed to a sustainable economy. In everything we do, we think not only about today but also about tomorrow.

Die Basler Kantonalbank wurde in der Umfrage durch die SonntagsZeitung zur Nordwestschweizer «Top Bank 2025» für Privatkunden gekürt. Die BKB hat erneut einen Platz in der Kategorie Kleinbanken als «Beste Arbeitgeber Schweiz» durch die Handelszeitung erhalten. Mit dem Zertifikat «CERTIFIED C02 NEUTRAL» bestätigt Swiss Climate, dass die BKB über eine adäquate Klimapolitik und ein umfassendes Umweltmanagement verfügt. Das Private Banking der BKB hat vom Wirtschaftsmagazin BILANZ das Gütesiegel «Ausgezeichnet» erhalten.

Amount

558 CHF per Basel resident
Profit transfer 2025 to the Canton of Basel-Stadt.

Creditworthiness

AAA and AA+
First-class credit ratings from Fitch and S&P Global Ratings.

Climate

100 % climate neutral
Company emissions offset by forest climate protection project in the region.

salary or pension payments from the employer or corresponding pension fund into an account managed at preferential conditions at Basler Kantonalbank (BKB) and be a member of the cooperation partner. BKB initially checks the existence of a membership via a membership card and periodically checks the receipt of salary or pension payments and the payment of a membership fee. Advisory services are not offered for clients with “US Person” status. This information is provided for advertising purposes. Subject to change.

* The offer refers to balancing and transfer fees from your previous bank. Early repayment fees in the mortgage business, withdrawal fees for savings accounts, etc., are excluded.

Advisory services are not offered for clients with “US Person” status.

This information is provided for advertising purposes. Subject to change.