search form


Your Smartphone becomes your digital wallet

With the free Swiss App TWINT you can make cash-free purchases quickly and without a credit card. With TWINT you can pay in a store or an online shop and send money to friends.

You can also link your BKB account to the TWINT App and load funds to the App with the click of a button, which will then be charged to your account.

Your Benefits at a Glance

  • TWINT replaces cash
  • Customer cards such as the Coop Supercard can be stored in the App and the points are collected automatically.
  • By linking the BKB account, money can be loaded easily with the click of a button.
  • Coupons, discounts, and invitations to exciting shopping events are available to you in the App.
  • You can already use TWINT in major Coop branches and with Swiss Federal Railways (SBB). Additional partners are constantly being added.


  • Pay for purchases in stores quickly and conveniently by Smartphone (in Switzerland)
  • Make secure cash-less payments also in web shops or shopping apps
  • Transfer money by Smartphone to other TWINT users (P2P payments)


  • BKB Maestro Card (required as means of identification for registration)
  • Minimum age 12 years (reduced loading limits until 18 years of age)
  • Smartphone with iOS 7 and higher or Android 4.3 and higher operating system


TWINT uses several security elements in order to make the app as secure as possible. As a user, you can choose to increase security even further by configuring a PIN for the app and for your smartphone.

The TWINT beacons are secure. Transactions are always processed via TWINT’s secure back end, not between the checkout and your mobile phone. TWINT does not send any sensitive data via the terminal.


Free download for iOS and Android