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Your pension fund is in safe hands. With the BKB Voluntary Contributions Account.

Place your 2nd pillar pension contributions here free of charge (pension fund). Without charges, tax-deductible and with a preferential interest rate.

The BKB Voluntary Contributions Account is intended for private individuals, who are not immediately or completely able to transfer their pension fund credit into a new pension fund as the result of a change in employment. Because you are not permitted free access to the pension assets in this case, you must deposit them in a “voluntary contributions account”.


  • Free account management
  • You pay no withholding tax, income tax or tax on capital until the money is paid out.
  • When paying the money out, you benefit from advantageous conditions in terms of your income taxation.
  • You can receive optimal pension protection without having to take out a voluntary contributions policy with an insurance company.

Additional benefit

With a BKB Voluntary Contributions Account, you receive the protection of the Swiss Federal Occupational Retirement, Survivors' and Disability Pensions Scheme. In addition, you can insure yourself against risks such as death and invalidity.

Talk to us about your personal pension situation.

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Investment savings are worth it!
You can invest your pension fund in securities.

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