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Direct investments. Invest with purpose.

Direct investments are possible in various securities, depending on the investment aim and risk disposition. Get a brief overview here about what investment form is suitable for your profile. We are happy to advise you.

Stocks

As a shareholder, you are involved in the success of a company and have a claim on the dividends, together with a direct voice opportunity (right to vote and elect). Because you participate completely in the performance of shares on the stock exchange, shares are essentially connected with a greater risk than other forms of investment. For this reason, we recommend them if you have a longer investment horizon and do not anticipate needing your money for reasons of liquidity in the short term.

Info table
Advantages Disadvantages
Potential profit through stock market returns High market risk
Flexibility through stock exchange listing Rather longer-term investment horizon
Profit sharing through dividends
Right to have a say

Bonds

Bonds are borrowings, with which the public authorities and private companies finance themselves. They are normally managed on the stock exchange. During the term - normally between three and twelve years - a fixed or variable interest is paid. At the end of the term, the invested amount is repaid. Bonds have differing levels of investment risk. It depends on the term, credit rating of the debtor, domicile and currency.

Info table
Advantages Disadvantages
Interest income
Depending on the debtor, normally a limited potential profit
Flexibility through listing on the stock exchange Interest received is subject to Swiss income tax
Depending on the debtor, high security and stability Depending on the debtor, possible payment defaults